Why Being Financially Ready Matters

Whether you are just starting on your financial journey or looking for ways to optimize your existing wealth, this training will serve as your guide. By mastering these three principles, you can build a solid financial foundation, protect your hard-earned assets, and ensure a lasting legacy for yourself and your loved ones.

The 3W's To BeFutureready — a structured, practical, and proven approach to building and managing wealth:

• Wealth Creation – How to build and grow your financial resources

• Wealth Protection – How to safeguard your wealth from risks

• Wealth Conservation – How to preserve and pass on your wealth effectively

By the end of this training, you’ll have a clear understanding and step-by-step system of how to create, protect, and preserve wealth systematically and sustainably.

What You’ll Learn in the 3W's To BeFutureready

Each program develops leadership mastery step-by-step to build a complete, future-ready leader.

Wealth Creation

Building Your Financial Foundation

Understanding the 50/30/20 Rule – How to allocate your income wisely

Setting SMART Financial Goals – The importance of specific, measurable, achievable, relevant, and time-bound goals

Debt Reduction Strategies – Why debt should not exceed 20% of your income and how to manage it effectively

Good Debt vs. Bad Debt – How to differentiate between productive and harmful debt

Building an Emergency Fund – Why you need 3 to 6 months of expenses saved for unexpected situations

Simple vs. Compound Interest – Understanding how your money can grow over time

Inflation and Deflation – How these economic factors affect your purchasing power

The Power of Diversification – Spreading investments to minimize risk and maximize returns

Wealth Protection

Securing Your Financial Future

The Hierarchy of Basic Financial Needs – A roadmap for financial security

Health Insurance as a Priority – Why a minimum of Php 2M coverage is essential

Life Insurance – How to ensure your loved ones are financially secure (Annual Income x5 Rule)

Education Planning for Children – The importance of factoring in a 10% tuition fee increase every 2 years

Smart Savings Strategies – Ensuring your savings earn more than the inflation rate

Retirement Planning – Why you need at least 15 times your annual income saved for retirement

Investment Strategies – Exploring short, medium, and long-term investments with practical examples

Lifestyle Protection – Maintaining financial stability despite life changes

Wealth Preservation

Estate Planning – Why planning ahead prevents financial complications for your heirs

Legacy Planning – How to pass on your wealth efficiently while minimizing taxes and legal issues

Ensuring a Lasting Legacy

Format

1 to 2-Hour Session

Half-Day Session

Description

Inclusions

A free introductory session to financial wellness and the 3W framework — Wealth Creation, Wealth Protection, and Wealth Preservation. Perfect for company-wide learning or awareness sessions.

No workbook, activities. Certificate available with a minimal fee.

A complete version of the 3W’s to BeFutureready program. Ideal for organizations that want a deeper, more actionable discussion on financial planning and employee wellness.

With or without workbook (price varies).

Training Format Options

Our programs are designed to fit your team’s time, goals, and budget.

“Thanks to the training on Wealth Creation, I now understand how to strategically build my financial base, not just chase products. I feel empowered to actively grow assets rather than passively hope for returns.”

Maria S., HR Manager

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“This section on Wealth Protection was a game‑changer for me. I used to focus just on accumulating; now I’m focused on keeping what we’ve built by putting in place safeguards, insurance and risk‑management that I never considered before.”

Anna L., Business Owner

“The 3 W’s to BeFutureready programme has been one of the best investments in my professional development. I now have a full‑spectrum client‑conversation framework: build, safeguard, sustain. My client conversions have improved, and my confidence has soared.”

Nicole F., Financial Advisor

Ready to Be Financially Ready?

Help your people take control of their finances and future and enable them to BeFutureready.